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The HSA Expert

Twice-a-month HSA Hacks: Spend Smarter on Health & Build Wealth Easy. 20s & Early 30s figuring out health benefits and health savings accounts. A quick email with helpful tips and updates (stuff nobody else tells you) on your Health Savings Account - simple strategies to save smarter on health costs now and grow real wealth for the future. Short no-BS advice + podcast bonuses.

Raised Right On The South Side☘️🇺🇸🥇

Hey Reader, Watching the Milan-Cortina Olympics, I always looked for our favorite hockey player - #37 on the USA Women’s team. After watching the United States defeat Canada for the Olympic Gold Medal in Milan - what a thrilling game! - we kept the broadcast on to enjoy all of the celebrating. With all of the hugging, smiles and tears and the camera whipping around, it was hard to find #37, she is isn’t the tallest. Then, all of a sudden, the camera turned to a USA player talking very...

What To Say When You Know You Are Right!👍☘️😎

Hey Reader, "Father, I don't hear confession and you don't coach this team." Father is Father John P. Raynor, SJ, president of my alma mater, Marquette University. He’s the boss. I was lucky enough to meet Father Raynor a few times. When I introduced him to my family at the President’s Reception during graduation week, he looked at me a bit puzzled, pointed toward my big sister and said, “How did we let this one get away?” I shrugged my shoulders. My sister just laughed. Father Raynor was a...

IRL Clients Share: Getting Better Benefits Without Insurance Company Bias

Hey Reader, “Welcome! We have a few things for you to complete.” I sit with four other new hires in a conference room. “Fill these out. If you have any questions, just ask”, says the company HR representative. Before me I have IRS Form W9, a request for my driver’s license and a bunch of information about insurance - medical, dental, life, disability and 401(k). “Choose the insurance you want and sign.” I thought to myself, “Is this it?” I was once fresh out of college, ready to take on the...

❤️Thinking About Mom To Start The New Year

Hey Reader, For better or for worse, I think about insurance a lot. And, if you think about it, nothing really happens without insurance. I can just see my pal, Lee, right now texting me the Facepalm emoji!!! “I’m really disappointed that I didn’t get to make shortbread for Hogmanay!”, I told my mother-in-law as we drove north up the Edens Expressway on the way to her home following the New Year’s celebration. We had just been talking about recipes and I mentioned that my Mom always made...

December 22nd - A Day That Will Live In Infamy, At Least For Me

Hey Reader, I literally saw my life flash before my eyes. Seriously. While it sounds very trite, you’ll know it when it happens. Gene and I were talking as we were westbound on US60 heading back to my hotel after watching my daughter’s basketball game in the Nike Tournament of Champions. We heard a bang and then screeching tires getting louder and louder. I-10 US60 Interchange All of sudden, there was a really loud bang this time and I couldn’t breathe. I could smell something burning, but...

🌼The Old Becomes New Again

Hey Reader, The Old Becomes New Again No, this is not about v-neck sweaters and Chelsea boots, but I do love both. They’re both in the closet up north. I will likely don each in the next few weeks while celebrating more holidays. It is supposed to be cold! How ‘bout you? What can you think of that is suddenly “a thing” from years past? For doctors, that thing is cash. More and more doctors will provide their services for what many like to refer to as “cash pay”. From physicals to blood draws...
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😎Is Your Wandering Mind Helping You?

Hey Reader, A wandering mind is a good thing. Some of you reading this may smile. Maybe your mind wanders often or sometimes. I know mine does. Academic studies show that a wandering mind fosters creativity, improves memory and serves as a sort of mental hygiene that improves mental health. I have always looked at things differently. My friends are still smiling. My pal Tim said recently, through a big grin, “[I] would never have connected the dots. Your brain is wired differently.” Back at...

Twice-a-month HSA Hacks: Spend Smarter on Health & Build Wealth Easy. 20s & Early 30s figuring out health benefits and health savings accounts. A quick email with helpful tips and updates (stuff nobody else tells you) on your Health Savings Account - simple strategies to save smarter on health costs now and grow real wealth for the future. Short no-BS advice + podcast bonuses.